Clear Calculators Plain-English calculators and converters

Clear answers for everyday numbers.

Use practical calculators and converters with plain assumptions, readable results and no account or app install required.

UK Pay Calculator Take-home pay, tax, NI and pension estimates. Hourly Pay Calculator Weekly, monthly and annual gross pay from hours and rates. Unit Price Calculator Compare price per kg, litre, item or wash. Twitch Payout Calculator Estimate subs, Bits, ads and creator take-home. Unit Converter Everyday, cooking, travel and technical units. Download Speed Calculator Estimate file download time from speed and size. Browse all 43 tools
Plain assumptions, visible steps and no black-box totals.
Consistent layouts make it easier to check a result and understand the assumptions.
UK Salary Calculator 2026/27 estimate, England and Northern Ireland
Rates loaded
Result view Monthly take-home
Estimated monthly take-home £3,126.63 After Income Tax, National Insurance and 5% workplace pension.
Income Tax £6,986
National Insurance £2,994
Pension £2,500
Student loan £0
Annual gross£50,000
Total deductions£12,480
Annual take-home£37,520

Browse tools by what you are trying to check.

The full catalogue is grouped by job, so the homepage stays scannable as more calculators are added.

Start with what you are checking

Pick a plain-language task instead of hunting through the full list.

I am checking a payslipCompare tax, NI, pension and net pay lines. I am comparing two jobsCompare pay after deductions and work costs. I am selling onlineEstimate fees, postage and profit before listing. I am planning a billReview recurring costs and yearly totals.

Start here for the common payroll, pension and student-loan checks people use when comparing a payslip or job offer.

Student Loan Repayment CalculatorPlan 1, 2, 4, 5 and postgraduate estimates. Salary Sacrifice CalculatorPension, tax, NI and reduced cash pay. Pension Contribution CalculatorSalary sacrifice, net pay and relief at source. UK Pay CalculatorTake-home pay with tax, NI, pension and loans.

New tools

Three simple checks for shift work, car journeys and changing household bills.

Shift Pay CalculatorGross pay from a rate, break, uplift and repeat shifts. Fuel Cost CalculatorJourney fuel cost, litres used and cost per mile. Price Increase CalculatorSee the pound, percentage and annual impact of a change.

Pay

Salary, hourly pay and pay-change checks.

9 tools
UK Pay CalculatorTake-home pay, tax, NI and pension estimates. Take-Home Comparison CalculatorCompare two jobs after deductions and costs. Hourly Pay CalculatorWeekly, monthly and annual gross pay from hours and rates. Holiday Pay CalculatorEstimate paid leave value from weekly, daily or hourly pay. Shift Pay CalculatorEstimate gross pay per shift, week, month and year. Overtime Pay CalculatorEstimate extra gross and net pay from overtime. Pay Rise CalculatorCompare old and new pay after a raise. Bonus Tax CalculatorEstimate net bonus after tax, NI and pension choices. Payslip CheckerCompare payslip tax, NI, pension and net pay lines.

Shopping & Budget

Compare offers, bills and everyday money decisions.

5 tools
Unit Price CalculatorCompare price per kg, litre, item or wash. Multibuy Deal CalculatorCheck 3 for 2, BOGOF and bundle offers. Free Delivery CalculatorSee if spending more beats the delivery fee. Subscription Cost CalculatorAdd recurring costs and see monthly and yearly spend. Price Increase CalculatorCompare a bill or price change in pounds and percentage. Savings Goal CalculatorMonthly saving targets and time-to-goal checks.

Seller Tools

Simple browser tools for postage, labels and small selling tasks.

9 tools
Seller ToolsLabels, marketplace fees and profit tools in one place. PDF Label MoverMove an eBay or courier shipping label PDF onto an unused A4 label sheet position. eBay Fee & Profit CalculatorEstimate seller fees, postage costs and profit before listing. eBay Offer CalculatorCheck profit before accepting a buyer offer. Vinted Profit CalculatorEstimate clothing resale profit after seller costs. Marketplace Break-Even CalculatorFind the sold price needed after costs, fees and target profit. Bundle Profit CalculatorCheck profit when selling several items together. Postage Comparison CalculatorCompare parcel options by price, cover and tracking. Parcel Size CheckerCheck whether a packed item is likely letter, large letter, small parcel or medium parcel size.

Everyday

Time, dates, percentages and household planning.

7 tools
Hours & Minutes CalculatorConvert timesheet hours and minutes to decimal hours. Percentage CalculatorDiscounts, markups, changes and ratios. Date & Time ToolsWorking days, deadlines and date checks. Holiday CalculatorAnnual leave in days or hours, with bank holiday checks. Energy Cost CalculatorEstimate appliance electricity running costs. Fuel Cost CalculatorEstimate journey fuel cost, litres used and cost per mile. Electricity Tariff ComparisonCompare unit rates, standing charges and fixed tariffs.

Clear working

Show the inputs, assumptions and intermediate figures that sit underneath the final answer.

Quick comparison

Compare common scenarios without rebuilding the whole calculation from scratch.

Easy to check

Use focused inputs, readable labels and plain-language notes so the result is easier to review before you rely on it.

Plain English Results explain the main answer, working and limits without hiding behind jargon.
Visible assumptions Important rates, units, periods and estimate limits are shown close to the result.
Private by design Where possible, tools run in your browser and do not need an account.
Estimate first Money, work, date and planning tools are labelled as estimates and kept easy to check.

Forty-three tools listed locally The homepage highlights a few common starting points first, then groups the full catalogue by category for quicker browsing.

Guides for the questions behind the calculators.

Sometimes the number is only half the job. These short guides explain the common choices, wording and traps people run into when checking pay, creator income, holiday, timesheets, VAT and savings goals.

View all guides

How to estimate take-home pay

A plain-English walk through gross pay, tax, National Insurance, pension deductions and why your payslip may not match a quick estimate exactly.

Read the take-home pay guide

UK payroll deductions

Choose the right tool for tax, NI, pension, salary sacrifice, student loan, bonus and payslip checks.

Open the payroll guide

Student loan repayments

Understand Plan 1, Plan 2, Plan 4, Plan 5, postgraduate loans, thresholds and why payslip deductions can differ from an annual estimate.

Read the student loan guide

Hourly pay vs salary

Compare hourly rates and annual salaries without forgetting unpaid time, regular overtime, pension deductions, holiday pay or uneven working patterns.

Read the hourly vs salary guide

Holiday entitlement for starters and leavers

Understand why annual leave changes when someone joins part way through the year, leaves early, works irregular hours or has bank holidays included.

Read the holiday entitlement guide

Decimal hours and timesheets

Learn why 7.50 hours means 7 hours 30 minutes, how to convert minutes cleanly, and where decimal time can trip up payroll or invoices.

Read the decimal hours guide

VAT rates and invoice checks

Understand net, VAT and gross amounts, why removing VAT is different from subtracting 20%, and how invoice rounding can create penny differences.

Read the VAT guide

Savings goals and interest

Plan savings targets with realistic monthly amounts, interest assumptions, slower-plan checks and tax allowance caveats for savings interest.

Read the savings guide

Printing eBay labels on spare sheets

Move postage label PDFs onto unused A4 label sheet slots, check scaling and avoid wasting part-used label sheets.

Read the label printing guide

Creator income guides

Understand Twitch payout lines, Bits, sponsor quotes, creator expenses, tax reserves and why dashboard income can differ from take-home planning.

Open the creator guide hub

Creator sponsorship rates

Build a clearer brand deal quote from audience, CPM, deliverables, production time, usage rights, exclusivity and rush timing.

Read the sponsorship guide

Clear answers before you rely on a result.

Important details about accuracy, privacy and why real-world figures can differ from a calculator or converter result.

Is this professional advice?

No. Clear Calculators gives general estimates and conversions for planning and comparison. It is not financial, tax, legal, medical, engineering or professional advice.

Why might a real result be different?

Rounding, local rules, source data, timing, settings and real-world edge cases can all change the final figure. Specialist tools explain their own assumptions where needed.

Do the tools send my inputs anywhere?

The tools run in your browser where possible. Some may save inputs locally on your device for convenience, but the calculators do not require an account.